Two types of things are usually important and sensitive to a person:

A-Things he/she talks about all the time

B-Things he/she never ever or rarely talks about


Few days back an article on yahoo said that discussing finance shouldn’t be a taboo which I believe is so right.  In your twenties when you are still struggling with your finances and job (and to put it right for most of us Asians, the struggle and job just starts in twenties), it gets quiet hard for many of us to talk about it even with our families which shouldn’t be like that because the habit once developed at this stage, is not easy to get rid off.

Our one great teacher used to say, “Parents should not give too much importance to money in front of very young children, should not argue about budget in front of them, and should not fight about bills in front of them etc because this gives them the life time impression that MONEY is  only what matters”.

And now I want to add a bit to what he said after reading that article that we should also be able to say things like I don’t have enough money for something, I can’t afford it at the moment, I am looking for better job these days therefore my budget is bit tight, I have no savings in my bank account etc to our friends, colleagues or family just like any other normal conversation. Because not talking about finance at all is also not good for mental health, because it’s okay to not to have money available all the time, to exceed the budget sometimes, to have no considerable savings during your twenties and because its completely okay to share money related worries with someone without thinking he/she might think that you probably are asking for help indirectly etc. It is just OKAY and we all need to understand this that it is not something to be embarrassed about. As sometimes these discussions lead to better ideas of budgeting or the realisation that you are not the only one suffering or maybe many good suggestions rather than not having these discussions and letting the people who can spend more than us influence us to spend.